AFINOZ addressed these challenges by developing a comprehensive mobile and web application that revolutionized the loan application process. The platform allows users to browse and compare loan options from various banks, including credit cards, personal loans, and automobile loans. Users can view detailed comparison charts, including interest rates, EMIs, and other terms, to make informed decisions. 

Once a loan option is selected, users can complete the entire application process online, including document submission and verification. AFINOZ facilitates online signature and verification processes, streamlining the approval procedure. Upon approval from the bank, users receive the sanction letter digitally, followed by a physical verification process.